Where your money works harder and life gets easier.

Modern digital tools, competitive rates, and real local experts — all to help our whole community get ahead.  We’re built for how people actually manage money today.

See how we're different.

Where your money works harder and life gets easier.

Modern digital tools, competitive rates, and real local experts — all to help our whole community get ahead.  We’re built for how people actually manage money today.

See how we're different.

We're declaring 2026 the year of APY - Always Pay Yourself.

Drive down your monthly payments

You’re not stuck with that dealership loan. Refinancing may lower your monthly payment.
Start Saving Now

Earn More With Less

Our SmartStart account pays 9.5x more than the national average savings rate on your first $2,000
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Protect Yourself from Scams

We have all the tools you need to keep your info and account safe. Manage your cards, monitor your credit, and get real-time alerts - all within online banking
Tips to Combat Fraud

When something's this good, you want to share it.

When you refer a friend or family member to join TPCU, you both earn rewards.* Because being part of our community should pay off.

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Get Access to Great Rates!

New & Used Auto Loans
5.49%
APR as low as
Motorcycles & ATVs
6.49%
APR as low as
Signature Loan
6.70%
APR as low as
Rates effective as of Jan. 1, 2026. Refinanced auto loans must be from another lender. APR - Annual Percentage Rate. All loans are subject to approval. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR 5.49% is $351.77
12 Month Certificate
3.00%
APY as high as
60 Month Certificate
3.25%
APY as high as
12 Month Youth Saver Certificate
3.00%
APY as high as
Rates effective as of Jan. 1, 2026. APY - Annual Percentage Yield. Fees may reduce earnings. Certificates require a $500.00 minimum deposit. Youth Savers Certificates require a minimum deposit of $250.00 and may not exceed $1,000.00. Penalty for early withdrawal. Terms and conditions apply.
VISA Platinum
9.90%
APR as low as
VISA Secured
15.99%
APR as low as
Rates effective as of Jan. 1, 2026. APR - Annual Percentage Rate. VISA Classic and VISA Platinum daily periodic rate is 0.02712. VISA Secured daily periodic rate is 0.05202. All loans are subject to approval.
New & Used Auto Loans
5.49%
APR as low as
Boats & R.V.s
8.24%
APR as low as
Signature Loan
6.70%
APR as low as
Rates effective as of Jan 1, 2026. APR - Annual Percentage Rate. All loans are subject to approval. Auto loan rate applies to model years 2019 and newer with a maximum term of 66 months. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR of 5.49% is $351.77. *

Get Access to Great Rates!

Featured Rates

New & Used Auto Loans
5.49%
APR as low as
Motorcycles & ATVs
6.49%
APR as low as
Signature Loan
6.70%
APR as low as
Rates effective as of Jan. 1, 2026. Refinanced auto loans must be from another lender. APR - Annual Percentage Rate. All loans are subject to approval. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR 5.49% is $351.77

Term Share Account (Certificate)

12 Month Certificate
3.00%
APY as high as
60 Month Certificate
3.25%
APY as high as
12 Month Youth Saver Certificate
3.00%
APY as high as
Rates effective as of Jan. 1, 2026. APY - Annual Percentage Yield. Fees may reduce earnings. Certificates require a $500.00 minimum deposit. Youth Savers Certificates require a minimum deposit of $250.00 and may not exceed $1,000.00. Penalty for early withdrawal. Terms and conditions apply.

Credit Cards

VISA Platinum
9.90%
APR as low as
VISA Secured
15.99%
APR as low as
Rates effective as of Jan. 1, 2026. APR - Annual Percentage Rate. VISA Classic and VISA Platinum daily periodic rate is 0.02712. VISA Secured daily periodic rate is 0.05202. All loans are subject to approval.

Auto & Signature Loans

New & Used Auto Loans
5.49%
APR as low as
Boats & R.V.s
8.24%
APR as low as
Signature Loan
6.70%
APR as low as
Rates effective as of Jan 1, 2026. APR - Annual Percentage Rate. All loans are subject to approval. Auto loan rate applies to model years 2019 and newer with a maximum term of 66 months. As an example, the monthly payment for $20,000.00 financed at 66 months with an APR of 5.49% is $351.77. *